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What will happen to my Windows-based mobile device now that Windows 10 is out?

Whether you can get Windows 10 on your mobile device depends on what type of Windows mobile device you have, but Surface tablets get the upgrade the same way desktops do.

The effect Windows 10 has on your Windows-based mobile device -- whether it's a Windows Phone, Surface or Surface RT tablet -- varies based on device type.

With Surface RT tablets, nothing will happen: Microsoft discontinued the Surface RT, so there is not a Windows 10 upgrade for those devices, and they will continue to function the way they always have.

In the months immediately following the release of Windows 10 for desktop computers, we probably won't see anything happen to Windows Phone devices either. Microsoft has said that devices running Windows Phone 8.1 will be eligible for an upgrade to Windows 10 Mobile. Devices running Windows Phone 7 are not eligible for the upgrade to Windows 10. Windows Phone 8 users cannot upgrade to Windows 10 Mobile directly, but they can upgrade to the Windows Phone 8.1 OS and then to Windows 10 Mobile.

Another reason there won't be much change around Windows Phone devices right away is that mobile providers are likely to wait a while before they allow users to install Windows 10 Mobile on their devices. When Microsoft released the Windows Phone 8.1 OS, it took many months before some mobile providers made the update available to customers. Windows 10 Mobile will surely be available to mobile users, but it may take some time.

Users can upgrade their Microsoft Surface and Surface Pro devices to Windows 10 the same way they'd upgrade a Windows 8.1 desktop or laptop. That is, all available updates must be installed to the device, one of which is the Get Windows 10 app. It lets users reserve a copy of Windows 10 and coordinate the upgrade process.

Next Steps

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Will you upgrade any of your Windows-based mobile devices to Windows 10?
Sadly, the era for Windows Phones in the US is passed, IMO. Lack of carrier support has doomed it. I recently put my Lumia 928 out to pasture in favor of an iPhone 6S, mostly due to the carrier issue.
I don't think the WP era has finished, I think it's just about to get properly started. I've been running W10 on my 830 now for about 2 months and think it's great. There's improvements all over it. Just recently got my mother in law to get the same 830 and she cannot get over how easy and intuitive it is compared to the Android phone she was running.
The biggest hurdle for MS is the carriers' lack of interest but they have the money and technical resources to circumvent that and offer unlocked phones on contract to make it easier for people. The carriers will get on board quickly enough if they do. 
Similar to J Greenbaum's move, I got rid of my Lumia devices when I found it hard to upgrade apps, get full coverage where I needed it and to enjoy a UX that was seamless and intuitive. Until someone brings a device (or family of devices) to market that can be used with a paucity of effort, the iPhone and even a few droid offerings will rule the roost.
No. Only access to one Windows based device and do not see any need at this point in time.